HIGHLIGHTS THAT SEPARATE US FROM OTHER PROGRAMS
Tenants with First Commercial Consultants are not people who just want to rent; they are people who want to be apart of home ownership. For an initial fee, these people receive credit counseling from First Commercial Consultants to help them increase their credit scores and make home-ownership a reality within two years. Before these tenants ever look at a house, they are physically, financially, and emotionally on track to become a home-owner within two years. The tenants will enter into a two-year lease option contract with you (the investor), and they will be able to buy the home from you within that time. Get the details Call 1-253-862-3413.

Tenants find “their” house: The perfect style of house for any investor is one that their tenants adore. With First Commercial Consultants, the tenants are the ones who spend the time searching for “their home.” They choose the home they ultimately want to own . . . the one they want to move their family into . . . the one they are putting their future dreams into. It becomes the perfect house for the investor because it is the perfect home for the tenants. Furthermore, because it is chosen by the tenants, they are responsible for all maintenance, plus they are responsible for paying the initial earnest money and also the initial home inspection fees. For an investor these tenant payments not only decrease their overall costs, they also increase the assurance that the tenants are truly dedicated to the property.

Realtor’s insure investment quality: Although tenants choose their own homes, they are guided by licensed Realtors who make sure the houses they pick also meet investment criteria. Houses are selected in markets with competitive appreciation, assuring that the tenants will be able to buy back the property within two years time--and provide an investor with an above-average profit. (Note: the profit structure for First Commercial Consultants Program is set out in accompanying flyer along with information on 1031 tax deferred exchanges and other investment benefits).

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THE BENEFITS WITH FIRST COMMERCIAL CONSULTANTS
The most obvious benefit to First Commercial Consultants program is that investors receive a better marriage between tenant and property, without wasting their time, money, or effort putting it all together. As soon as an investor is ready to invest, Liberty will have properties and tenants ready for them. Liberty will also help them use programs like 1031 exchanges to better maximize the strength of their dollar for every current and future investment. Time is money, and with Liberty First’s programs will help investors constantly keep their money growing. This in turn will continuously increase the investor’s profits, and help build a more solid real estate portfolio at a much faster rate.

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WHAT WE EXPECT FROM INVESTORS
The expectation we hold for each investor is that they simply be willing to invest . . . which is your desire in the first place. When we send you a deal we expect that you will be steadfast in reviewing the deal and ultimately taking the deal. You must remember that on the other end of the transaction is a tenant who is looking to get into a home, and probably gave “notice” to their last residence (we need to make sure we are also caring for them). We ask that investors respect the unique relationship between the tenants, the houses, and the program. The tenants have previously paid money towards the program and the house (earnest money, inspections, etc) and they will pay rent from the day you close on the house (which is free money since mortgages typically don’t start for 30 days hence). This provides owners with extra profits and extra inherent security that they don’t receive with conventional rental transactions. Furthermore, First Commercial Consultants Lease Assignment Program, gives greater security because First Commercial Consultants, and not the investor, will be paying the price in case of vacancies. Lastly, we don’t expect investors to scrutinize houses—or compare some deals over others. The house is just a tool for generating wealth with this program. Providing the house has no structural problems, it is nothing more than a mathematical denominator for determining the amount of money you will make. The house may not be “the type or style of house you would normally buy,” but as long as it suits the tenants’ needs, it will be the proper rental house that will make you the pre-determined profits set out by the program.

WHAT TO EXPECT FROM CONSULTANTS
Typically the first person an investor comes in contact with is the consultant—who ran the promotional advertisements in their area. Consultants (like Realtors) are set up across the nation to help promote the program in various regions, and to make sure that the program maintains continued success in each region. The consultant is also responsible for obtaining and screening prospective tenants. Consultants explain the program’s guidelines to the tenants and help the tenants begin credit counseling. It is also the consultant’s job to work with the tenants and make sure that they able to meet the financial requirements associated with the program. Tenants in our program are truly more than just a tenant, they are buyers in waiting. It is the consultant’s job to make sure that each and every one of them has the greatest chance of success . . . to become a home owner by purchasing their home from you.

WHAT TO EXPECT FROM THE REAL ESTATE AGENTS
It is important to remember that though the agents travel around with the tenants to select the house, you (as the investor) are the agent’s true and legal client; you will be the one who signs the contract to purchase the home. Based on this, all of the agent’s actions are made with knowledge and understanding that ultimately you are their primary responsibility. Agents don’t just let the tenants randomly pick houses, they pair down the selection to houses that will meet an investor’s criteria. Furthermore, it is the goal to every agent to have the tenant buy the house back as early as possible (which increases the agent’s and the investor’s returns), agents will negotiate for the best deal possible. Their goal is to better insure that the tenant will be able to afford the home, and then buy it back from you more quickly. The end result is that you should expect the agents to find houses that will satisfy the program’s requirements, and the investor’s requirements, every time.

Find out what’s opportunities are available in your area. CALL NOW 1-253-862-3413 or email us at info@investmenthomeprogram.com.

WHAT TO EXPECT FROM LOAN OFFICERS
First Commercial Consultants uses regional “preferred lenders” for their transactions. The use of centralized lenders in geographical areas greatly enhances the quality assurance of the entire program. It allows First Commercial Consultants the ability to better monitor the lending process and make sure that the loan packages are suitable for the program’s details, and still utilize the greatest amount of leveraging for the investor’s dollar. It further insures that the deals will close correctly, and on time. With use of pre-selected companies, First Commercial Consultants Services knows that they have highly reputable lending institutions that specialize with investment loans. Many lenders make grandiose promises concerning investment loans, but few will deliver, and fewer will deliver on time. With both tenants and investors at stake, it is important to use lenders with a proven track record and shared accountability. With our preferred lenders, you will be assured to get the best loan, the best leveraging, and the best service every time.

HOW TO GET ON YOUR FIRST DEAL
When an investor is ready to invest, they will be paired up with the consultant and agent in their desired area. The consultant and agent will provide the investor with information about a specific houses and/or tenants. The investor will be given opportunities to review the information on the house, and also to speak with the tenant one on one. If the investor has questions about their financing, local lenders will assist in answering questions and/or pre-qualifying the investor for any pending transaction. The program is designed to provide all necessary information and services up front, so the investor is not made to wait for a deal to develop. We will never pressure investors to take any deals, but we do focus on making as many deals available for each investor as possible. All you have to do is let us know when you are ready.

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MORE ABOUT THE LEASE ASSIGNMENT PROGRAM
The Lease Assignment Program is First Commercial Consultants way of reducing the risk of investing. It separates First Commercial Consultants from all other programs because First Commercial Consultants is the only known program to provide a guaranty like this. If a tenant should default, for any reason, First Commercial Consultants will step into the tenants’ shoes and cover the payments. Initially for the first two months, First Commercial Consultants will just cover the Investor’s expenses (mortgage/PITI); during this time, however, First Commercial Consultants will pay for the marketing and advertising to find a suitable tenant to fulfill the remainder of the lease option contract. After two months, First Commercial Consultants will pay the full rental amount and will continue to pay the same until a subsequent tenant is placed; until the property is sold; or until the 24 month lease period expires. Regardless of how long the property remains vacant, First Commercial Consultants will make payments under the lease -- so the investor is assured that he or she will not have to pay the same. With First Commercial Consultants, you can truly buy property without the worry about being stuck servicing the mortgage.

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CONCLUSION
It is First Commercial Consultants aim to reduce the head-aches and the risks associated with investing, while at the same time, maximize an investor’s return. It is important to recognize that with every First Commercial Consultants transaction, there are numerous professionals at work identifying a better form of tenant, and a better format for profitably putting tenants and houses together . . . and all of this is done for the investor’s benefit before the investor even looks at a deal. The true magic to First Commercial Consultants program is that things are done in reverse; transactions start with the tenant and work back to the investor. This allows investors to receive a more complete picture of information prior to ever reviewing a deal. There is no more guess work about the time or costs of finding a house; about the ability to find a tenant, or the tenant’s desire to take care of the property. With First Commercial Consultants, these variables are set out in advance so the investor has greater up-front information to work with. Lastly, Liberty First puts time on the investor’s side. In an appreciating market thousands of dollars are lost every month due to waiting periods while investors are “looking” for properties—prices are going up and rather than receiving these appreciable increases, investors often pay for it. These dormant periods are removed with First Commercial Consultants, allowing investors to increase their profits and enhance their portfolios at a far quicker rate. First Commercial Consultants truly provides a program that will increase your wealth and productivity, while decreasing your head-aches and risks. So sit back and let us know when you are ready . . . we will deliver a great investment right to your doorstep.

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